This post brought to you by Straight Talk. All opinions are 100% mine.

It is that time of the month again --- bills are coming, knocking at your bank account's doorstep screaming, "Pay me!  Pay me!".  Those who are able to find ways to cut their monthly charges get to go on with their worry-free lives.  But those who are unable to plan their finances the right way end up with troublesome days.  So, which one are you?

Talking about monthly bills, I know some people who always have issues with their cell phone payments.  Let's face it.  Mobile phones have become part of our daily existence.  We text, we make calls and use the web on-the-go. Mobile phones - they make magic!  They connect us with our family, friends and the world.  These handy devices make chores easier and living more comfortable.  But they can also destroy our wallets!  Oh no!

My mother always reminds me to take good care of my finances.  Because mom knows best, I listen to her a lot and I am happy that I do.  My boyfriend and I signed up with a good mobile phone company here in Sweden.  The plan includes unlimited text, call and internet surfing for a very small amount.  We are satisfied with what we're getting and we'll soon renew with them.

If you're living in the US, check Straight Talk.  For 45USD a month, you'll already get a delightful unlimited everything you need deal.  Text a friend [SMS or MMS], call a friend, and use the web as many times as you want minus the pain of paying a very expensive contract each month.  Amazing, right?  The money you save from your phone bill will certainly help cover your other bills!

Straight Talk has a huge line of mobile phone brands.  They have Nokia, LG, Motorola, Samsung and Kyocera.  What's more, you can purchase reconditioned phones from only 10USD.  These cheap phones come fully equipped with camera, mp3 player. blue-tooth and mobile web access.

If you want to learn more about what Straight Talk can offer you, watch this short video:

There you go!  Remember, be smart!  Avoid cell phone bill aftershocks with Straight Talk!

Have a wonderful week everyone!