That old saying, “everyone loves a lover” is never more true than when February 14 comes rolling around. Valentine's Day is every couples' favourite holiday, and it gives them an extra opportunity to show how much they care about each other. But celebrating Valentine's Day can put a real burden on your wallet, and it is all too easy to find yourself spending more than you anticipated...and sometimes more than you can really afford. Payday Loans could help you celebrate in style, even when your savings are low. 

Valentine's Day doesn't have to break the bank, and there are ways to save money and still demonstrate the love and affection you hold for your partner. Here are some top tips that will help you celebrate Valentine's Day in style, and still have a little money left over in your bank account.

Decide on a Budget

It may not sound romantic, but couples can definitely benefit by discussing their Valentine's Day plans upfront, and setting a firm budget for their gift giving. This is a holiday that is supposed to be fun and celebratory, and worrying about money will only lead to the kind of stress that is bound to sap all of the romance out of the day. Take a moment to discuss your Valentine's Day plans, and decide how much money you will spend on each others gifts. This will save you both money, and avoid any unfortunate disappointments on the big day.

Flowers

Flowers are a given on Valentine's Day, but it is easy to spend a small fortune on an arrangement of red roses. But there is no need to take out a second mortgage just to send your lover flowers. There are ways to send delightful bouquets without going into debt. Consider the following tips:

Quality over Quantity – Roses are expensive at the best of times, and particularly around Valentine's Day. Instead of sending a dozen red roses, send a bouquet of half a dozen of the florist's finest. The wow factor is still there, and so is your paycheck.

Be Your Own Delivery Person – You pay extra to have flowers delivered. Save a little money by delivering the bouquet yourself. 

Avoid Purchasing Flowers Online – It may be convenient, but you always pay a premium when ordering flowers online. Unless you are your partner are out of town, always order your blooms in person.

Skip the Valentine's Day Card and Get Creative

Instead of simply buying a flashy, and usually overpriced, Valentine's Day card why not show a bit of your own creativity. Write your partner a love letter, or compose a special poem for them. You'll not only save a little money, you'll give them something unique and special that they won't soon forget.

Plan an Outing

Rather than spending all of your hard earned money on dinner and a show, plan a low cost outing for the two of you on Valentine's Day. Maybe you could take in a showing at a local art gallery, and follow it up with an impromptu picnic in the park. If you are both lovers of nature, set aside the day for an afternoon adventure on one of your favorite hiking trails. The only limit is your imagination.

Dine In

Restaurants are packed on Valentine's Day, and you will definitely pay a premium for a good booking. Why not fix a romantic dinner at home, and avoid the crowds and the cost of going out? There is nothing so intimate, or just plain sexy, as cooking a romantic meal together. Light the candles, open a bottle of wine, and let the evening take you where it will.

Celebrating Valentine's Day doesn't have to break the bank. There are as many ways to save money on Valentine's Day as there are to say “I love you”. All it takes is a little imagination, and the desire to give something special to the most important person in your life.